Southwestern College

Southwestern College participates in the William D. Ford Federal Direct Loan Program. Direct loans are simple. You borrow directly from the federal government and have a single contact for everything related to the repayment of your loans. You will have online access to your account information 24 hours a day, 7 days a week at Student and can choose from several repayment plans that are designed to meet your needs.

Direct Loan Documents for 2018-19 

For more information on the Direct Loan Program, please use the links below.

Types of Loans, Limits & Interest Rates
Information on subsidized and unsubsidized loans, loan limits, interest rates and fees and  the college's participation in the Department Of Education's Experimental Sites Initiatives (ESI).

Applying for a Loan
                Information on how to submit a loan application, eligibility, important dates and deadlines, the confirmation process and direct loan packaging.

Awarding and Disbursement of Loans
                Information on loan award letters, disbursement procedures, the right to cancel or reduce your direct loan and post withdrawal disbursements.

Entrance and Exit Counseling

                Information on required entrance and exit counseling and links to Department of Education guides

Loan Default and Default Prevention
                Information on the impact of defaulting on your direct loan and tools to help prevent that from occurring

Loan Repayment & Leaving School
                Information on what happens when you go into repayment status on your direct loan, grace period and the Master Promissory Note (MPN).

Contact Information

If you have any questions on Direct Loans or the SWC Student Loan Program not answered on this page, please contact our Student Loan Specialist, Jon Jordan, at He is available to meet with students by appointment.    

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Last updated: 7/23/2018 12:16:27 PM