Effective May 4, 2016, student account holders will have fee-free access to cash at 55,000 Allpoint® ATMs.

Allpoint ATMs are located in some of the most popular retail stores in America, such as Target, Walgreens, CVS, 7-Eleven, Safeway, and Kroger-places students already know and frequent for everyday purchases. Find all ATMs.

Announcing a great new service for students receiving financial aid - the SWC Access Card!
Southwestern College has partnered with Higher One®  to bring a new method for receiving financial aid refunds/disbursement and managing money to Southwestern College students by the SWC Access Card. Students are now able to choose how they receive their funds – electronically deposited to their current checking account, continuing to receive a paper check, as in the past, or having funds deposited electronically to a new Higher One®  checking account. Students can now choose the method that works best for them, while receiving disbursements more efficiently and securely.

If you have received a green “Get started now” packet from Higher One®, just choose the option that best fits your needs and be sure to get started as soon as it arrives. Only those students who have been awarded financial aid will be receiving one of these packets. Please activate your card and make your choice as soon as possible to ensure there is no delay in receiving your funds!

What does the SWC Access Card mean for students?
It means more choices for managing your money and receiving your Financial Aid refunds/disbursements.  Our partnership with Higher One ensures faster delivery of your disbursement/refunds we may have for you and smarter ways to manage that money.

What if I need help signing up?
Finanical Aid staff can answer your questions and assist you in signing up for this new service. Please just come to the Financial Aid counter, 1st floor of the Cesar Chavez Center, during regular business hours. We have also set up a special email address just for you to answer questions and help you with the process. Please contact us at swcaccesscard@swccd.edu. There are also a number of instructional videos on the www.SWCAccessCard.com website to walk you through the sign up process and answer your questions

Why are we making this change?
For years, students have been asking us to find a way to allow them to have their financial aid disbursements automatically deposited to their checking accounts, rather than having for wait for a check to arrive in the mail and then having to go the bank to get it cashed or deposited. This is a direct response to those requests - the HigherOne solution allows us to offer this service to students, ensuring funds are delivered faster and safer while reducing processing time and minimizing costs.


  • All Locations
  • Chula Vista Campus, Campus Bookstore, Bldg 630    Outside the front entrance, available 24/7
  • Chula Vista Campus, Student Activities Center           Open M-Th, 8am - 6pm and F 8am - 3pm
  • San Ysidro Campus, Student Center                          Open M-Th, 8am - 10pm and F 8am - 3pm


FAQs on HigherOne

SWC Access Card Website to make your choice and activate your disbursement delivery choice. 

HigherOne Fee Schedule

Higher One® Privacy Policy

Financial Aid Disbursement Schedule 

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Last updated: 5/5/2016 9:40:28 AM